InsuRank.com Privacy Policy
InsuRank.com is owned and operated by Loan Savings Solutions. Loan Savings Solutions LLC (further referred as InsuRank) is a Delaware limited liability company with it's corporate headquarters in Lewes, DE. The following privacy statement discloses the privacy practices for InsuRank.If you have questions or concerns regarding this statement, you should first contact the InsuRank Customer Care Department. At InsuRank, your privacy is our top concern. Under no circumstances will InsuRank sell or share any personal information about you to or with any person or organization except: as authorized by you, our participating insurers or insurance brokers. The Privacy Policy below describes the standards we adhere to in handling information about you and your insurance quote request. We want you to be aware of:
Who we are
Information we may collect on a InsuRank Web site
How your information is used
Altering the information you submit through a InsuRank Web site
How our Privacy Policy is monitored
Who We Are
InsuRank.com is the leading online insurance shopping engine that connects consumers to insurers that compete for their business across a variety of insurance types. There are more than 50 participating insurers and more than 700 insurance professionals in the InsuRank network. InsuRank matches your request to nationwide insurers providing on-line pre-qualification quotes to consumers and insurance professionals. When you visit a InsuRank Web site to request a quote, you will complete one simple pre-qualification form. Based on the information you supply, InsuRank transmits your data to insurers online pre-qualification systems and returns quotes from insurers who are best suited to meet your financial needs. InsuRank also uses it's own databases to estimate your policy rates and terms . InsuRank is not an insurer but an insurance shopping search engine designed to help you to compare insurance quotes from insurance companies and brokers.
Information We Collect
There are several areas on a InsuRank Web site where you may be asked to enter both personal and non-personal information. We DO NOT sell or share any personal information about you to or with any person or organization except: as authorized by you, to participating insurers, insurance professionals or other parties involved in your transaction, or as may be required by law or court order. When you come to a InsuRank web site to compare insurance programs you are not asked to provide any personal information. Your quote request is being processed anonymously. When you save your request you'll need to provide your e-mail address which will be stored along with data you entered into your insurance pre-qualification form.
When you request insurance professional help, along with your insurance quote pre-qualification form you'll need to provide personal information such as your name, phone number, address, as well as your social security number.
Technical information we collect
When you visit a InsuRank Web site, our Web server sends a cookie to your computer. This cookie stores a limited amount of information about your site visit. On-line advertisements for InsuRank may also have cookies served by third parties. The cookie merely tracks aggregate information on how the advertisement and our site are being used, including session counts, navigation patterns, pages visited, etc. These cookies, however, do not store any personally identifiable information such as your name, email address, phone number, etc. as you browse the site. These cookies cannot be related to you as an individual unless you save your quote requests or require insurance professional help. We store your cookie identification in our system. If you request that we remember you during a quote request, we use this cookie to allow our site to recognize you when you return. InsuRank also utilizes Web Logs to track aggregate information about how our site is being used. Web Logs track anonymous user information, including the number of visitors to our site, operating systems, Internet Provider addresses (if publicly available), and browser type. Unlike cookies, Web Logs are maintained only on InsuRank servers and do not store or place anything on the user's computer.
If you come to the InsuRank web site from an online ad or a banner, an anonymous identification number may be passed to our site. This information cannot be used to gather any personally identifiable information about you. It will only allow us to track the overall effectiveness of our online advertising campaigns. Our partners in this program are listed below, along with links to their sites to access privacy policies and opt-out information.
Yahoo: http://privacy.yahoo.com/privacy/us/
MSN: http://privacy.msn.com
Google: http://www.google.com/intl/en/privacy.html
AOL: http://www.aol.com/info/privacy.adp
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How Your information is used. Sharing information with our participating insurers and insurance professionals.
After participating insurers amd/or insurance professionals receive your information, they may contact you directly via phone, e-mail or other communications. As our insurers may keep and use your information whether or not you qualify for a transaction with them, we recommend that you contact them directly for more information about their specific privacy policies.
From time to time, InsuRank may notify you about rates updates, insurance products and insurance offers from our partners. InsuRank will not send you any information or offers unrelated to your request for insurance. If you do not wish to receive any of these offers, please visit our subscription area where you can remove yourself from our mailing list.
Altering Information You Submit Through a InsuRank Web Site
Changing your information
If you have your insurance quote information saved, you can log in order to adjust your insurance quote parameters, however if you want to change the type of insurance quote or make other significant changes to your insurance quote request, you might need to make another request through our Web site. If you wish to change your subscriptions to InsuRank emails, you can visit our subscription page.
Deleting your information
Even if your insurance quote request was withdrawn, by law, we cannot delete that information. We store all of the information you might provide securely. You can visit our Security section to learn more about how we do this.
If you have questions or concerns regarding this statement, you should first contact our Customer Care Department. If we make a change to our Privacy Policy in the future that will affect how we treat your information, we will notify you of the change. In that case, the form the notice will take and your ability to opt out of the new policy will be determined by applicable laws and we will include that information in our notification. If the change impacts how we use your information, we will notify you even if you have requested that we not contact you.
This Privacy Policy was last updated on September 20, 2007.
PLEASE PRINT AND RETAIN A COPY OF THIS POLICY FOR YOUR RECORDS.