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Many companies offer discounts from 10 to 15% on motorcycle insurance for graduates of training courses. Riders under the age of 25, usually considered a higher risk, may see some savings by taking this course. In northern States, riders may save money by buying a "lay-up" policy. With a lay-up policy, all coverage except comprehensive is suspended during winter months. Insuring more than one bike? Multibike discounts can range anywhere from 10 percent to 20 percent!

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