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Medigap or Medicare Supplement Insurance goal is to help pay for medical expenses not covered (or only partially covered) by Medicare. A person must be enrolled in part A and B of medicare before they can enroll in a Medigap plan. During open enrollment (3 months before and 3 months after month of 65th birthday) a person may obtain a medigap plan with no health questions asked. Each Medigap plan offers a different combination of benefit.

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