Homeowners Insurance | Condominium Insurance | Renters Insurance | Landlord Liability

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If you own a condominium, your condo association most likely has a master policy that insures all the property and common areas that are collectively owned by the unit owners. These policies usually cover the actual structure of your home, so you don't need to purchase this coverage separately.

A condo association policy doesn't cover your personal property or your legal responsibility and may not cover improvements. Condominium programs are designed to protect your possessions, protect you against any personal liability, and provide assistance should your home become damaged or unlivable. Most condo insurance policies cover:

- Your personal property;
- Replacement cost value of your residential unit;
- Coverage for loss of use;
- Medical expenses;
- Liability exposures;
- Protection from damages resulting from freezing of plumbing, vandalism, and other causes and more;

You can save money on condo unit owners insurance. Check with several different insurance companies with this simple form to get rate quotes.

Many companies will give a 10% discount if you buy both homeowners/condo unit and auto coverage from them. Use our site to get a combined quote and save 10% or more.

For an average customer, 5 minutes spent with Insurank.com may result in a $300-$450 savings annually.