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The needs of a landlord are different from a typical homeowner. A landlord insurance policy usually combines the following key properties and liability coverages:

- Rental building;
- Structures on the property such as a garage or shed;
- Landlord's personal property. As a landlord, you likely have items that you own, such as appliances or furniture that are used by your tenants or stored on the rental property;
- Protection from lawsuits: liability for injuries or property damage that happens on a rental property;
- Loss of rental income during the repair or rebuilding of your property and more.

Check with several different insurance companies with this simple form to get the lowest rate quotes.

5 minutes spent with may result in savings of hundreds of dollars annually for an average rental property owner.