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Restaurants are not like other businesses. Insurance companies created special restaurant packages that broaden and increase coverage where restaurants need it the most:

Up to 12 months of business interruption;
Food spoilage;
Uncollectible credit card charges;
Water backup, overflow, mechanical breakdown coverage, expanded fire damage coverage;
Coverage for computer equipment and software programs;
Employee dishonesty and crime coverage;
Liquor liability and more.

Check with several different insurance companies with this simple form to get the lowest rate quotes.

For professional liability, commercial auto, worker's compensation or group health insurance you'll need separate insurance policies.

5 minutes spent with may result in savings of thousands of dollars annually for an average small business owner.