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Business insurance combines protection from major property and liability risks. (You can always quote coverages separately.) Small and mid-sized business package policies are the most popular among business owners. Larger companies might customize their policies to meet the special risks they face. The most popular policies are:

- Property insurance for buildings and contents;
- Business interruption insurance, which covers the loss of income resulting from a fire or other catastrophe. Often includes the expense of operating out of a temporary location;
- Liability protection, which covers your company's legal responsibility for the harm it may cause to others and more.

Check with several different insurance companies with this simple form to get the lowest rate quotes.

For professional liability, commercial auto, worker's compensation or small business group health insurance you'll need separate insurance policies.

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